We are an Asia-led Group focused on capturing opportunities in structural growth markets.

 

We aim to do this by

  • Serving the protection and investment needs of the growing middle class in Asia
  • Providing asset accumulation and retirement income products to US retirees
  • Offering products to new customers in Africa, one of the fastest-growing regions in the world

Asia

  • Low life insurance and mutual fund penetration
  • Significant health and protection gap
  • Growing working age population
  • Increasing consumer affluence

United States

  • Increase in retirement age population
  • Large and growing retirement asset pools
  • Growing demand for guaranteed income

Africa

  • One of the world’s most dynamic regions
  • Operating in markets with a total population of almost 400 million

Our financial performance (2020 full year)

Profit

Adjusted operating profit from continuing operations1,2
$5,507m
4% on 20206
Life new business profit from continuing operations3
$2,802m
(37)% on 20206

Cash

Operating free surplus generated from continuing operations4
$2,886m
1% on 20206

Shareholders’ equity

IFRS shareholders’ funds
$20.9bn
EEV shareholders’ funds
$54.0bn

Capital

LCSM shareholder surplus over Group capital minimum requirement5
$11.0bn
Shareholder LCSM ratio over Group minimum capital requirement5
328%

Notes

1. Attributed to the shareholders of the Group before deducting the amount attributable to the non-controlling interests.
2. Adjusted IFRS operating profit based on longer-term investment returns from continuing operations.
3. New business profit, on a post-tax basis, on business sold in the year, calculated in accordance with EEV Principles.
4. Operating free surplus generated from insurance and asset management operations. For insurance operations, operating free surplus generated represents amounts maturing from the in-force business during the year less investment in new business and excludes non-operating items. For asset management businesses, it equates to post-tax operating profit for the year.
5. Shareholder surplus over Group minimum capital requirement and estimated before allowing for second interim ordinary dividend. Shareholder business excludes the available capital and minimum requirement of participating business in Hong Kong, Singapore and Malaysia.
6. Growth rates are on a constant exchange rate basis.

Jackson National Life Insurance Company

Prudential

You are about to enter the website of our US affiliate Jackson National Life Insurance Company, an indirect subsidiary of Prudential plc of the United Kingdom.

Proceed to the site

Prudential

If you are looking for an affiliate of Prudential Financial, Inc, whose principal place of business is in the United States of America.

Proceed to the site

Prudential plc is an international company incorporated in the United Kingdom, and its affiliated companies constitute one of the world’s leading financial services groups. It provides insurance and financial services directly and through its subsidiaries and affiliates throughout the world, and it has been in existence for over 170 years. Prudential plc is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America, or the Prudential Assurance Company, a subsidiary of M&G plc (a company incorporated in the United Kingdom).

PPM America

Prudential

You are about to enter the website of our US affiliate PPM America, an indirect subsidiary of Prudential plc of the United Kingdom.

Proceed to the site

Prudential

If you are looking for an affiliate of Prudential Financial, Inc, whose principal place of business is in the United States of America.

Proceed to the site

Prudential plc is an international company incorporated in the United Kingdom, and its affiliated companies constitute one of the world’s leading financial services groups. It provides insurance and financial services directly and through its subsidiaries and affiliates throughout the world, and it has been in existence for over 170 years. Prudential plc is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America, or the Prudential Assurance Company, a subsidiary of M&G plc (a company incorporated in the United Kingdom).