United Kingdom

The materials contained in this webpage and the pages that follow are not, and under no circumstances are to be construed as, a prospectus, an invitation, offer or agreement to subscribe, purchase or otherwise acquire securities in the United Kingdom.

The materials included on this webpage are only addressed to and directed at: (i) any legal entity which is a “qualified investor” within the meaning of Article 2(e) of the UK Prospectus Regulation (Regulation 2017/1129/EU) (“Qualified Investors”); (ii) to fewer than 150 natural or legal persons (other than Qualified Investors), subject to obtaining the prior consent of the Underwriters (as defined below); or (iii) in any other circumstances falling within Article 1(4) of the UK Prospectus Regulation. Any investment or investment activity to which the materials relate is available only to the persons referenced above and will only be engaged with such persons.

No securities have been offered or will be offered to the public in the United Kingdom prior to the publication of a prospectus in relation to the securities which is to be treated as if it had been approved by the Financial Conduct Authority in accordance with the transitional provisions in Article 74 (transitional provisions) of the Prospectus Amendment etc. (EU Exit) Regulations 2019/1234, except that the securities may be offered to the public in the United Kingdom at any time to the persons referenced above, provided that no such offer of the securities shall require the Company or any Underwriter (as defined below) to publish a prospectus pursuant to Section 85 of the FSMA or supplement a prospectus pursuant to Article 23 of the UK Prospectus Regulation. For the purposes of this provision, the expression an “offer to the public” in relation to the securities in the United Kingdom means the communication in any form and by any means of sufficient information on the terms of the offer and any securities to be offered so as to enable an investor to decide to purchase or subscribe for any securities and the expression “UK Prospectus Regulation” means Regulation (EU) 2017/1129 as it forms part of domestic law by virtue of the European Union (Withdrawal) Act 2018.

By clicking the “I Agree” button, persons in the United Kingdom warrant and represent to the Company that they fall into one of the above categories.

Member States of the EEA

In relation to each member state of the European Economic Area (each, a “Relevant Member State”) the materials included on this webpage are only addressed to and directed at: (i) any legal entity which is a “qualified investor” within the meaning of Article 2(e) of the Prospectus Regulation (Regulation 2017/1129/EU) (“Qualified Investors”); (ii) to fewer than 150 natural or legal persons (other than Qualified Investors) per Relevant Member State, subject to obtaining the prior consent of the Underwriters (as defined below); or (iii) in any other circumstances falling within Article 1(4) of the Prospectus Regulation. Any investment or investment activity to which the materials relate is available only to the persons referenced above and will only be engaged with such persons.

No shares have been offered or will be offered to the public in that Relevant Member State prior to the publication of a prospectus in relation to the shares which has been approved by the competent authority in that Relevant Member State or, where appropriate, approved in another Relevant Member State and notified to the competent authority in that Relevant Member State, all in accordance with the Prospectus Regulation, except that an offer of shares to the public may be made in that Relevant Member State at any time to the persons referenced above, provided that no such offer of any shares shall result in a requirement for the Company or any Underwriter to publish a prospectus pursuant to Article 3 of the Prospectus Regulation or supplement a prospectus pursuant to Article 23 of the Prospectus Regulation.

For the purposes of this disclaimer, the expression an “offer to the public” in relation to the shares in any Relevant Member State means the communication in any form and by any means of sufficient information on the terms of the offer and any securities to be offered so as to enable an investor to decide to purchase or subscribe for the shares, and the expression “Prospectus Regulation” means Regulation (EU) 2017/1129.

By clicking on the “I Agree” button, persons in a Relevant Member State represent and warrant to the Company that they fall into one of the above categories. Persons who do not fall into one of the above categories should not act or rely on the materials or any of its contents.

Australia

The materials contained in this webpage and the pages that follow are not, and under no circumstances are to be construed as a prospectus or a product disclosure document under Part 6D.2 of the Corporations Act 2001 of the Commonwealth of Australia (the “Corporations Act”). Accordingly, this document does not purport to include the information required of a prospectus under Part 6D.2 of the Corporations Act or a product disclosure statement under Part 7.9 of the Corporations Act and has not been, nor will it be,  lodged as a disclosure document with the Australian Securities and Investments Commission (“ASIC”), the Australian Securities Exchange operated by ASX Limited or any other regulatory body or agency in Australia; and may not be provided in Australia other than to select investors (“Exempt Investors”) who are able to demonstrate that they: (i) fall within one or more of the categories of investors under Section 708 of the Corporations Act to whom an offer may be made without disclosure under Part 6D.2 of the Corporations Act; and (ii) are “wholesale clients” for the purpose of Section 761G of the Corporations Act.

Accordingly, shares may not be directly or indirectly offered for subscription or purchased or sold, and no invitations to subscribe for, or buy, shares may be issued, and no draft or definitive offering memorandum, advertisement or other offering material relating to any securities may be distributed directly or indirectly in or into Australia, except in circumstances where disclosure to investors is not required under Chapters 6D and 7 of the Corporations Act or is otherwise in compliance with all applicable Australian laws and regulations. By submitting an application for the shares, each subscriber or purchaser of shares represents and warrants to the Company, the Underwriters (as defined below) and their affiliates that such subscriber or purchaser is an Exempt Investor.

As any offer of shares in this webpage and the pages that follow, any supplement or the accompanying prospectus or any other document will be made without disclosure in Australia under Parts 6D.2 and 7.9 of the Corporations Act, the offer of those shares for resale in Australia within 12 months may, under the Corporations Act, require disclosure to investors if none of the exemptions in the Corporations Act applies to that resale. By applying for the shares, each subscriber or purchaser of shares undertakes to the Company and the Underwriters that such subscriber or purchaser will not, for a period of 12 months from the date of issue or purchase of the shares, offer, transfer, assign or otherwise alienate those shares to investors in Australia except in circumstances where disclosure to investors is not required under the Corporations Act or where a compliant disclosure document is prepared and lodged with ASIC.

By clicking on the “I Agree” button, persons in Australia seeking access to this webpage and the pages that follow represent and warrant to the Company that they are entitled under the Corporations Act to lawfully receive and accept this offer without disclosure under Chapter 6D of the Corporations Act.

Bermuda

The securities may be offered or sold in Bermuda only in compliance with the provisions of the Investment Business Act of 2003 of Bermuda which regulates the sale of securities in Bermuda. Additionally, non-Bermudian persons (including companies) may not carry on or engage in any trade or business in Bermuda unless such persons are permitted to do so under applicable Bermuda legislation.

By clicking on the “I Agree” button, persons in Bermuda warrant and represent to the Company that they are entitled to do so under the laws of Bermuda.

Canada

The materials contained in this webpage and the pages that follow are not, and under no circumstances are to be construed as, a prospectus, an advertisement or a public offering of securities in Canada. No prospectus has been filed with any securities commission or similar regulatory authority in Canada in connection with the offer and sale of the shares. No securities commission or similar regulatory authority in Canada reviewed or in any way passed upon this document or on the merits of the shares and any representation to the contrary is an offence. The distribution of the securities offered in Canada is being made only on a private placement basis exempt from the requirement that the Company prepare and file a prospectus with the applicable securities regulatory authorities. The Company is not a reporting issuer in any province or territory in Canada, its securities are not listed on any stock exchange in Canada and there is currently no public market for the securities offered in Canada. The Company currently has no intention of becoming a reporting issuer in Canada, filing a prospectus with any securities regulatory authority in Canada to qualify the resale of the securities offered to the public or listing its securities on any stock exchange in Canada.

As applicable, each Canadian investor who purchases the shares will be deemed to have represented to the Company and the Underwriters (as defined below) and to each dealer from whom a purchase confirmation is received, as applicable, that the investor (i) is purchasing as principal, or is deemed to be purchasing as principal in accordance with applicable Canadian securities laws, for investment only and not with a view to resale or redistribution; (ii) is an “accredited investor” as such term is defined in section 1.1 of National Instrument 45-106 Prospectus Exemptions (“NI 45-106”) or, in Ontario, as such term is defined in section 73.3(1) of the Securities Act (Ontario); and (iii) is a “permitted client” as such term is defined in section 1.1 of National Instrument 31-103 Registration Requirements, Exemptions and Ongoing Registrant Obligations. Securities legislation in certain provinces or territories of Canada may provide a purchaser with remedies for rescission or damages if a prospectus (including any amendment thereto) contains a misrepresentation, provided that the remedies for rescission or damages are exercised by the purchaser within the time limit prescribed by securities legislation of the purchaser’s province or territory. The purchaser should refer to any applicable provisions of the securities legislation of the purchaser’s province or territory for particulars of these rights or consult with a legal advisor.

Pursuant to section 3A.3 of National Instrument 33-105 Underwriting Conflicts (“NI 33-105”) (or section 3A.4 in the case of securities issued or guaranteed by the government of a non-Canadian jurisdiction), the offering is conducted pursuant to any exemption from the requirement that Canadian investors be provided with certain underwriter conflicts of interest disclosure that would otherwise be required pursuant to subsection 2.1(1) of NI 33-105.

By clicking on the “I Agree” button, persons in Canada seeking access to this webpage and the pages that follow represent and warrant to the Company that they are permitted to participate in the proposed offering under applicable Canadian securities laws on a prospectus and registration exempt basis, without the benefit of a prospectus, or similar document, qualified under such securities laws.

Cayman Islands

The materials contained in this webpage and the pages that follow do not constitute a public offer of the shares, whether by way of sale or subscription, in the Cayman Islands. Accordingly, the shares are not being offered or sold, and will not be offered or sold, directly or indirectly, to any member of the public in the Cayman Islands.

By clicking on the “I Agree” button, persons in the Cayman Islands warrant and represent to the Company that they are entitled to do so under the laws of the Cayman Islands.

Japan

The securities to be issued pursuant to the offering have not been and will not be registered under the Financial Instruments and Exchange Act of Japan (Act No. 25 of 1948, as amended, the “FIEA”). The materials contained in this webpage and the pages that follow do not constitute a securities registration statement under the FIEA and no such securities registration statement has been or will be filed in connection with the offering.

The securities being offered pursuant to the offering have not been, directly or indirectly, offered or sold and will not be, directly or indirectly, offered or sold in Japan or to, or for the benefit of, any resident of Japan (which term as used herein means any person resident in Japan, including any corporation or other entity organised under the laws of Japan) or to others for re-offering or re-sale, directly or indirectly, in Japan or to, or for the benefit of, any resident of Japan except only to qualified institutional investors (as defined under the FIEA) pursuant to an exemption from the registration requirements of, and otherwise in compliance with, the FIEA and other relevant laws, regulations and ministerial guidelines of Japan.

By clicking on the “I Agree” button, persons in Japan seeking access to this webpage and the pages that follow represent and warrant to the Company that they are a qualified institutional investor (as defined under the FIEA).

Kuwait

The materials contained in this webpage and the pages that follow are not for general circulation to the public in Kuwait. The shares have not been licensed for offering in Kuwait by the Kuwait Capital Markets Authority or any other relevant Kuwaiti government agency. The offering of the shares in Kuwait on the basis a private placement or public offering is, therefore, restricted in accordance with Law No. 7 of 2010 and the bylaws thereto (as amended). No private or public offering of the shares is being made in Kuwait, and no agreement relating to the sale of the shares will be concluded in Kuwait. No marketing or solicitation or inducement activities are being used to offer or market the securities in Kuwait.

By clicking on the “I Agree” button, persons in Kuwait warrant and represent to the Company that they are entitled to do so under the laws of Kuwait.

Mainland China

The materials contained in this webpage and the pages that follow do not constitute a public offer of the shares, whether by sale or subscription, in the PRC. The shares are not being offered or sold directly or indirectly in the PRC to or for the benefit of legal or natural persons of the PRC.

Further, no legal or natural persons of the PRC may directly or indirectly purchase any of the shares or any beneficial interest therein without obtaining all prior PRC’s governmental approvals that are required, whether statutorily or otherwise. Persons who come into possession of the materials contained in this webpage and the pages that follow are required by the Company and its representatives to observe these restrictions.

By clicking on the “I Agree” button, persons in Mainland China seeking access to this webpage and the pages that follow represent and warrant to the Company that they have obtained all prior PRC governmental approvals that are required, whether statutorily or otherwise, to access the materials.

Malaysia

The materials contained in this webpage and the pages that follow have not and will not be registered with the Securities Commission of Malaysia (“Commission”) for the Commission’s approval pursuant to the Capital Markets and Services Act 2007.

By clicking on the “I Agree” button, persons in Malaysia seeking access to the materials contained in this webpage and the pages that follow represent and warrant to the Company that they are, or represent, either (i) a closed end fund approved by the Commission; (ii) a holder of a Capital Markets Services Licence granted under Section 61 of the CSMA; (iii) an individual whose total net personal assets or total net joint assets with his or her spouse exceeds RM3 million (or its equivalent in foreign currencies), excluding the value of the primary residence of the individual; (iv) an individual who has a gross annual income exceeding RM300,000 (or its equivalent in foreign currencies) per annum in the preceding twelve months; (v) an individual who, jointly with his or her spouse, has a gross annual income of RM400,000 (or its equivalent in foreign currencies), per annum in the preceding twelve months; (vi) a corporation with total net assets exceeding RM10 million (or its equivalent in a foreign currencies) based on the last audited accounts; (vii) a partnership with total net assets exceeding RM10 million (or its equivalent in foreign currencies), based on the last audited accounts; (viii) a bank licensee or insurance licensee as defined in the Labuan Financial Services and Securities Act 2010; (ix) an Islamic bank licensee or takaful licensee as defined in the Labuan Islamic Financial Services and Securities Act 2010; and (x) any other person as may be specified by the Commission; provided that, in each of the preceding categories (i) to (x), the distribution of the shares is made by a holder of a Capital Markets Services License who carries on the business of dealing in securities.

Qatar

The materials contained in this webpage and the pages that follow are not intended to constitute an offer, sale or delivery of shares or other securities under the laws of the State of Qatar including the rules and regulations of Qatar Financial Centre Authority (“QFCA”) or the Qatar Financial Centre Regulatory Authority (“QFCRA”). The materials have not been and will not be (i) lodged or registered with, or reviewed or approved by the QFCA, the QFCRA, the Qatar Central Bank (“QCB”) or the Qatar Financial Markets Authority (“QFMA”); or (ii) authorised or licenced for distribution in the State of Qatar, and the information contained in the materials does not, and is not intended to, constitute a public or general offer or other invitation in respect of shares or other securities in the State of Qatar or the QFC, have not and will not be registered with, or reviewed or approved by the Qatar Financial Centre Authority, the Qatar Financial Centre Regulatory Authority, the Qatar Financial Markets Authority or the Qatar Central Bank. The shares have not been and will not be listed on the Qatar Exchange and are not subject to the rules and regulations of the DSM Internal Regulations applying to the Qatar Exchange, the QFMA, the QCB, the QFCA or the QFCRA, or any laws of the State of Qatar.

The offer of the shares and interests therein do not constitute a public offer of securities in the State of Qatar under the Commercial Companies Law No. (5) of 2002 (as amended) or otherwise under any laws of the State of Qatar, including the rules and regulations of the QFCA or QFCRA.

The shares are only being offered to a limited number of investors who are willing and able to conduct an independent investigation of the risks involved in an investment in such Shares. No transaction will be concluded in the jurisdiction of the State of Qatar (including the jurisdiction of the Qatar Financial Centre). Prudential and the Underwriters (as defined below) are not regulated by the QCB, QFMA, QFC Authority, QFC Regulatory Authority or any other government authority in State of Qatar. Prudential and the Underwriters do not, by virtue of this document, conduct any business in the State of Qatar. Prudential is an entity regulated under laws outside the State of Qatar.

By clicking “I Agree”, persons in Qatar represent and warrant to the company that they are investors who are willing and able to conduct an independent investigation of the risks involved in an investment in the shares.

Saudi Arabia

No action has been or will be taken in the Kingdom of Saudi Arabia that would permit a public offering of the shares. Any investor in Saudi Arabia or who is a Saudi person (a “Saudi Investor”) who acquires any securities pursuant to an offering should note that the offer of securities is a private placement under Article 10 and/or Article 11 of the “Offers of Securities Regulations” as issued by the Board of the Capital Market Authority of Saudi Arabia resolution number 2-11-2004 dated 4 October 2004 and amended by the Board of the Capital Market Authority resolution number 1-28-2008 dated 18 August 2008 (the “KSA Regulations”), through a person authorised by the Capital Market Authority of Saudi Arabia to carry on the securities activity of arranging and following a notification to the Capital Markets Authority of Saudi Arabia under the KSA Regulations.

The shares may thus not be advertised, offered or sold to any person in Saudi Arabia other than to "sophisticated investors" under Article 10 of the KSA Regulations or by way of a limited offer under Article 11 of the KSA Regulations. Each Underwriter (as defined below) represents and agrees that any offer of the shares to a Saudi Investor will be made in compliance with the KSA Regulations.

By clicking “I Agree”, persons in the Kingdom of Saudi Arabia represent and warrant to the Company that they are permitted to access the materials contained in this webpage and the pages that follow under the Offers of Securities Regulations (as issued by the board of the Saudi Arabian Capital Market Authority (“CMA”), pursuant to resolution number 2-11-2004, dated 4 October 2004, as amended by resolution number 1-28-2008, as amended). The CMA does not make any representation as to the accuracy or completeness of the materials and expressly disclaims any liability whatsoever for any loss arising from, or incurred in reliance upon, any part of the materials. Prospective purchasers of the securities offered hereby should conduct their own due diligence on the accuracy of the information relating to the securities. If you do not understand the contents of the materials, you should consult an authorised financial adviser.

Singapore

The materials contained in this webpage and the pages that follow do not constitute a prospectus to be registered with the Monetary Authority of Singapore and no such securities registration statement has been or will be filed in connection with the proposed offering.

Where the shares are subscribed or purchased under Section 275 of the Securities and Futures Act (Chapter 289) of Singapore, as modified or amended from time to time (the “SFA”) by a relevant person which is:

  • a corporation (which is not an accredited investor (as defined in Section 4A of the SFA)) the sole business of which is to hold investments and the entire share capital of which is owned by one or more individuals, each of whom is an accredited investor; or
  • a trust (where the trustee is not an accredited investor) whose sole purpose is to hold investments and each beneficiary of the trust is an individual who is an accredited investor,

securities or securities-based derivatives contracts (each term as defined in Section 2(1) of the SFA) of that corporation or the beneficiaries’ rights and interest (however described) in that trust shall not be transferred within six months after that corporation or that trust has acquired the shares pursuant to an offer made under Section 275 of the SFA except:

  • to an institutional investor or to a relevant person or to any person arising from an offer referred to in Section 275(1A) or Section 276(4)(i)(B) of the SFA;
  • where no consideration is or will be given for the transfer;
  • where the transfer is by operation of law;
  • as specified in Section 276(7) of the SFA; or
  • as specified in Regulation 37A of the Securities and Futures (Offers of Investments) (Securities and Securities-based Derivatives Contracts) Regulations 2018 of Singapore.

By clicking on the “I Agree” button, persons in Singapore seeking access to this webpage and the pages that follow represent and warrant to the Company that they are either (i) an institutional investor (as defined in under Section 4A of the SFA pursuant to section 274 of the SFA); or (ii) a relevant person (as defined in Section 275(2) of the SFA) pursuant to Section 275(1) of the SFA, or any person pursuant to Section 275(1A) of the SFA, and in accordance with the conditions specified in Section 275 of the SFA.

South Africa

The materials contained in this webpage and the pages that follow do not, nor are they intended to, constitute a prospectus prepared and registered under the South African Companies Act, No. 71 of 2008 (as amended or re-enacted) (the “SA Companies Act”). Therefore, the materials do not comply with the substance and form requirements for prospectuses set out in the SA Companies Act and the SA Companies Act Regulations of 2011 (as amended or re-enacted) (“SA Companies Act Regulations”), and have been approved by, and/or registered with, the South African Companies and Intellectual Property Commission (the “CIPC”), or any other South African authority.

Any offer of the shares in the Republic of South Africa will not be an ‘offer to the public’ as contemplated under the SA Companies Act. The materials included on this webpage are only addressed to and directed at persons falling within the categories of persons listed in section 96(1)(a) or (b) of the SA Companies Act (the “South African Qualifying Investors”). Any investment or investment activity to which the materials relate is available only to the persons referenced above and will only be engaged with such persons. Any offer or sale of the securities shall be subject to compliance with South African exchange control regulations. Should any person in the Republic of South Africa who is not a South African Qualifying Investor receive the materials contained in this webpage and the pages that follow, they should not and will not be entitled to acquire any shares and/or participate in the offering or otherwise act thereon.

The information contained in the materials constitutes factual information as contemplated in section 1(3)(a) of the South African Financial Advisory and Intermediary Services Act, No. 37 of 2002 (as amended or re-enacted) (“FAIS”) and does not constitute the furnishing of any “advice” as defined in section 1(1) of FAIS. The information contained in the materials should not be construed as an express or implied recommendation, guidance or proposal that any particular transaction is appropriate to the particular investment objectives, financial situations or needs of a prospective investor, and nothing in the materials should be construed as constituting the canvassing for, or marketing or advertising of, financial services in the Republic of South Africa.

 By clicking on the “I Agree” button, persons in South Africa represent and warrant to the Company that they fall into one of the above categories. Persons who do not fall into one of the above categories should not act or rely on the materials or any of its contents.

South Korea

The shares have not been and will not be registered under the Financial Investments Services and Capital Markets Act of Korea and the decrees and regulations thereunder (the “FSCMA”), and the shares may only be offered in Korea as a private placement under the FSCMA. None of the shares may be offered, sold or delivered directly or indirectly, or offered or sold to any person for re-offering or resale, directly or indirectly, in Korea or to any resident of Korea except pursuant to the applicable laws and regulations of Korea, including the FSCMA and the Foreign Exchange Transaction Law of Korea and the decrees and regulations thereunder (the “FETL”).

The securities being offered in the offering have not been listed on any of securities exchanges in the world including, without limitation, the Korea Exchange in Korea. Furthermore, the purchaser of the shares shall comply with all applicable regulatory requirements (including but not limited to requirements under the FETL) in connection with the purchase of the shares. By the purchase of the shares, the relevant holder thereof will be deemed to represent and warrant that if it is in Korea or is a resident of Korea, it purchased the shares pursuant to the applicable laws and regulations of Korea.

By clicking on the “I Agree” button, persons in South Korea seeking to access the materials contained in this webpage and the pages that follow warrant and represent to the Company that they are permitted to do so pursuant to the applicable laws and regulations of South Korea referred to above.

Switzerland

The shares may not be publicly offered, directly or indirectly, in Switzerland within the meaning of the Swiss Financial Services Act ("FinSA"). The offering of the shares in Switzerland is exempt from the requirement to prepare and publish a prospectus under the Swiss Financial Services Act ("FinSA") because it is made to a limited number of persons which is less than 500 and falls within the exemption of article 36(1)(b) FinSA, and the securities will not be admitted to trading on any trading venue (exchange or multilateral trading facility) in Switzerland. The materials contained in this webpage and the pages that follow do not, and are not intended to, constitute an offer or solicitation to purchase or invest in the shares or a prospectus pursuant to the FinSA, and no such prospectus has been or will be prepared for or in connection with the proposed offering. The materials may not publicly distributed or otherwise made publicly available in Switzerland.

By clicking on the “I Agree” button, persons in Switzerland warrant and represent to the Company that they are entitled to do so under FinSA.

Taiwan

The shares have not been and will not be registered with the Financial Supervisory Commission of Taiwan pursuant to relevant securities laws and regulations and may not be sold, issued or offered within Taiwan through a public offering or in circumstances which constitutes an offer within the meaning of the Securities and Exchange Act of Taiwan that requires a registration or approval of the Financial Supervisory Commission of Taiwan. No person or entity in Taiwan has been authorised to offer, sell, give advice regarding or otherwise intermediate the offering and sale of the shares in Taiwan.

By clicking on the “I Agree” button, persons in Taiwan warrant and represent to the Company that they are entitled to do so under the laws of Taiwan.

Thailand

The shares have not been offered or sold and will not be offered or sold in Thailand, except by private placement offer in accordance with certain conditions as prescribed in the Thai Capital Market Supervisory Board’s Notification No. TorJor. 5/2558 re: rules regarding private placement offer of shares issued by foreign entities dated 23 March 2015, as amended from time to time, and other applicable regulations of the Thai Securities and Exchange Commission and Capital Market Supervisory Board.

By clicking on the “I Agree” button, persons in Thailand warrant and represent to the Company that they are entitled to do so under the laws of Thailand.

UAE

The materials contained in this webpage and the pages that follow have not been approved by or filed with the Central Bank of the United Arab Emirates, the Securities and Commodities Authority or the Dubai Financial Services Authority. Further, the materials do not constitute a public offer of securities in the United Arab Emirates (including the Dubai International Financial Centre) and is not intended to be a public offer. The shares have not been, and are not being, publicly offered, sold, promoted or advertised in the United Arab Emirates (including the Dubai International Financial Centre) other than in compliance with the laws of the United Arab Emirates (and the Dubai International Financial Centre) governing the issue, offering and sale of securities.

By clicking on the “I Agree” button, persons in the United Arab Emirates warrant and represent to the Company that they are entitled to do so under the laws of the United Arab Emirates.

If you are not permitted to view the materials on this webpage or are in any doubt as to whether you are permitted to view these materials, please exit this webpage.

After the relevant disclaimer above, the following wording will appear:

By clicking “I AGREE” below, you are confirming that the certifications provided above are accurate and that you would like to access the materials. You agree that the materials you receive are for your own use and will not be distributed to any person outside of your organisation.

Jackson National Life Insurance Company

Prudential

You are about to enter the website of our US affiliate Jackson National Life Insurance Company, an indirect subsidiary of Prudential plc of the United Kingdom.

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Prudential

If you are looking for an affiliate of Prudential Financial, Inc, whose principal place of business is in the United States of America.

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Prudential plc is an international company incorporated in the United Kingdom, and its affiliated companies constitute one of the world’s leading financial services groups. It provides insurance and financial services directly and through its subsidiaries and affiliates throughout the world, and it has been in existence for over 170 years. Prudential plc is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America, or the Prudential Assurance Company, a subsidiary of M&G plc (a company incorporated in the United Kingdom).

PPM America

Prudential

You are about to enter the website of our US affiliate PPM America, an indirect subsidiary of Prudential plc of the United Kingdom.

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Prudential

If you are looking for an affiliate of Prudential Financial, Inc, whose principal place of business is in the United States of America.

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Prudential plc is an international company incorporated in the United Kingdom, and its affiliated companies constitute one of the world’s leading financial services groups. It provides insurance and financial services directly and through its subsidiaries and affiliates throughout the world, and it has been in existence for over 170 years. Prudential plc is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America, or the Prudential Assurance Company, a subsidiary of M&G plc (a company incorporated in the United Kingdom).

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